Just venting

I am in the same basic situation. I bought my new manufactured home (upgraded it to modular specs $10 grand additional) about 7 years ago. I never had any credit problems but am self employed so had to get a stated income mortgage with ridiculous interest. I had an ongoing refinance application at my local bank that was approved for a much lower interest rate waiting on an appraisal to get done when the financial melt down happened. Of course when i called them to see what was up a week later they told me they could no longer do anything for me. None of the loan companies with low interest i have found will touch a manufactured home either.