Harbor Freight Fuses

Would you not expect problems to start with by using a 15 amp fuse in a 10 amp circuit? Are you sure the owner didn't wrap a wire around a blown fuse? I would never use HF fuses anyway but this seems like it was likely the owners fault too.

The picture isn't clear enough for me to see the actual blades of the fuse and any connectors that may be present.

Owner purchased the vehicle this way. The PO had NO right to be in there wiring anything.

Yes, I expect the wire to go too, no way around it, but with a 20 amp load on a 15 amp fuse and a dead short on the other circuit, they should have popped.