I agree, every fuse has a blow time, or time of overload prior to failure. Hence: Slow-blow fuses.
This isn't X milliseconds. This is months (well, the total elapsed time of circuit overload was technically infinity since the plastic had melted/burned away and the "fuse" was still going strong) of wire-harness melting and wires arcing.
"No matter who made it"...I disagree.