Wife wants to use ebay to sell stuff, how does PayPal work

selling on Ebay essentially sucks BUT, if you can wrap your head around losing 20% of your sales to fees it is a viable option. Think of PayPal like a bank account - you do have to tie it to a CC but that info stays insulated because no buyer or seller ever sees it - I use it for a lot of transactions outside of Ebay - to the point that I look for the PayPal logo when I go shopping on the web. I would suggest that your wife set up her own Ebay & PayPal accounts - 100%. Setting up PayPal is as simple as following the proverbial "bouncing ball" - piece of cake and WELL worth it.