LOL...some people just need to be shot. Fact.
My heartache with "normal" insurance is they insure each vehicle as an equal risk...ie, you've driving every car 15,000 miles a year. I'm only one dude...I can only drive so much. Their risk model doesn't reflect that. Also, my daily driver insurance company (liberty mutual) stated flat out, they won't do stated value policies. I'm sure a 72 dart clocks in around 1200 dollars on their books. A bit shy of it's actual worth.