Dont loan out your tools

People sense of what is fair is unbelievable. I worked with a guy that borrowed two BRP high dollar jet skis from his father in law. Took them out a blew one of the engines up. To which his level of responsibility was, " I ain't paying for that, it would have blown up on his father in law anyway!"
Yeah, you have to be VERY selective on who you loan your stuff to!

When my F150 went down and I still had some towing to do, I borrowed a friend's F250 with a worked 6.0L. I treated his truck better than he did.

I told him if he breaks it, that's on him. If I break it then that's on me and I don't have the money to fix it.