Spend it now and get it included into the loan. Adding 8 bucks a month to the mortgage for an rv pad, patio or sprinkler system is way better than trying to come up with the time and a few grand to do it later on.
so you end up paying interest on your sprinklers for the next 30 years?
no thanks
i dont know what the O.P. is talking about here, but if it is something like an RV pad, or sprinklers (or a lean to, im putting one up as we speak) i think the age old "dont buy it till you can pay for it" is the way to go
now, i understand sometimes you need to get something done in order to peek a place habitable, but to roll those costs into a 30 year mortgage seems like a poor investment
