Correct. All the damage has to do is be a certain percentage of the calculated value and it'a over and done. I don't get all you other cats sayin "don't let them take the car". Kitty and I were involved in a really bad wreck in 2017 that totaled my 04 Ranger. We were with Geico at the time. Three days later the adjuster was on my front porch with a check for a tic over clean retail value and the truck, while it was a nice little truck, was not clean retail. I was able to pay off the little loan I had left on it and buy Gladys. I have no complaints. The only reason we're not with Geico anymore is because of across the board rate increases and all they could ever tell me for a reason was "the rates just go up". So we had to do something different. I'd say FFFFFFF that trailblazer. Its goose is cooked.
