Insurance claim

schwinger said

The claims agent told us about that if the cost exceeds the value of the car then they’ll consider it a total loss which I disagree with that but it is what it is. I am mechanically incline, went to automotive school back in 2005 and did a lot of side work over the years as well as working on my many classic cars to where I know I can fix this. Body wise tho I can get it close to where it’s not a big eyesore. And we are negotiating that also with the repairs we’ve done to the car which im hoping it does make a difference.

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sounds like you've got a plan going forward.

stick to your guns, but keep a cool head. it's on them to clear your claim, so if you don't need the vehicle grind their asses out. insurance wants to clear claims as quickly and cheaply as possible they give zero-point-zero fucks about anything else. they will try everything to shift the power of this into their favor.

get as much as you can, let them total it out and buy back the salvage. do the mechanical yourself and then roll up to a local independent body shop and have them do a splash and cash on the 1/4 and call it done. you get use out of the car for another several years and when you do go to sell it you can just price it low and adios it.