NYT article: "Driving Habits Shared With Insurance Firms".

Oh, I've thought about it plenty Dude, & no thanks..I'm good. And I'm talking as somebody that has had 2 accidents that totaled My cars when 1 pulled out in front of Me & the other ran a stop sign, so spare the lectures...
I hate that happened to you and it's good that you're still here. I just get aggravated that people do these things and only get a slap on the hand. In no way was I trying to lecture at you, I'm sorry if I came across as such