Need a good honest shop for my Dart
I assume you do not have an agreed value insurance policy.
It is the responsibility of HER insurance company to put your car back to the way it was. All insurance companies are required to file with the State Insurance Commission. The insurance commission has rules on what the insurance companies can do. If your state allows the company to use their own book for car values, that is what they are allowed to offer. That is what happened to me here in Kansas. I had a 98 Dodge Dakota that I loved. It was an extended cab 4 cyl 5 speed; exactly what I was looking for. When I bought it, the paint was pretty faded. I did a stunning black paint job on it and powder coated the wheels. A lady hit the side, and her insurance company SCREWED me. They have their own secret book they use for values, and that value was far less than the NADA value. I went to the Kansas State Insurance Commission, and they said it was legal. The State allowed them to use their own book. I talked to a lawyer, and he agreed. A lawyer could probably get me more, but not enough more to offset legal fees. That is a BS way to do things. Good Luck.
I assume you do not have an agreed value insurance policy.
It is the responsibility of HER insurance company to put your car back to the way it was. All insurance companies are required to file with the State Insurance Commission. The insurance commission has rules on what the insurance companies can do. If your state allows the company to use their own book for car values, that is what they are allowed to offer. That is what happened to me here in Kansas. I had a 98 Dodge Dakota that I loved. It was an extended cab 4 cyl 5 speed; exactly what I was looking for. When I bought it, the paint was pretty faded. I did a stunning black paint job on it and powder coated the wheels. A lady hit the side, and her insurance company SCREWED me. They have their own secret book they use for values, and that value was far less than the NADA value. I went to the Kansas State Insurance Commission, and they said it was legal. The State allowed them to use their own book. I talked to a lawyer, and he agreed. A lawyer could probably get me more, but not enough more to offset legal fees. That is a BS way to do things. Good Luck.
