Rear ended 66 cuda advice

you had an aprasial done where? at a car lot? that means nothing. the guy there has way too many influences swaying his decision on what he thinks it's worth. everyone here should be calling there insurance to have them apraise the car. then you should pay insurance on the agreed value of the car. that way when this happens you can go to your insurance company get them to pay you the agreed value, and let them fight it out with the other insurance company.