Spammers getting serious, I'd better comply!!

Can anyone tell me why so much of this comes out of Nigeria?

Today I got an email supposedly from Chase regarding suspicious activity on my account...but I knew it was bogus because I don't have any accounts with them. I called Chase to let them know, they said it happens all the time.:angry7:

I went to ftc.gov and ordered my free yearly credit reports from Equifax, Experian and Transunion, to make sure nobody has stolen my info. It only took a few minutes. If you've never done this before, be sure you go to the actual FTC website and not any of the others.