Anyone get their Ebay settlement check yet?

The only problem I have with ebay is If the buyer states item not as discribed he gets his money back as long as he provides tracking. I know of people that have gotten empty boxes back. Worse a box of junk they never saw. You get 80% of the value if you had it insured and you still pay the Ebay and paypal fees. You can't even give the buyer a neg. feed back. But when you list your item you can block bidders with a neg feed back score of two or more. Well how do these scumbags get a neg. so you can block em if you can't give them one . I called and asked I was told it was a glitch in the system but not to worry they can get neg. as a buyer. I totally freekin flipped. and that girl with the diamond in here farhead hung up on me. They should have never stopped postal money orders this protected the buyer. But then Ebay wouldn't have made any money through its sister Co. Paypal. It is a cluster F#@k but where eslse is there . Auctions usually set the selling prices If you don't know what its worth.