My Brother lost EVERYTHING in a recent house fire
I am very sorry to hear this. I went through the same thing back in march. I pray that your brother makes a quick recovery.
I would like to take a moment to stress the importance of renters insurance. We had renters insurance and it really saved us.
This insurance is very inexpensive, ours was $115 a year for $75,000 coverage.
Without insurance you get an "Im sorry" and maybe a few bucks from the Red Cross.
Our pay out bought us a house. I still have many things to replace but I don't have to worry about where my wife and I will live.
(Dates on the pics are not correct.)