Don't get sick outside of the usa !!
Well not sure about the politics of this post didn't really head in that direction ...:banghead:...but I understand. All I know is they ( medical personal ) get paid more then they're worth if ya ask me. I just wanted people to know what I run into with the insurance stuff. I also believe they all have got greedy and care more about making money then helping the patient. I also know that it's the same for someone coming to the US from another country...I was a electrician for the state and no way did I ever feel that I was worth say $500 for a 1/2 hr of work...just saying
I agree that medical expenses are more than they should be, but I think you're not looking at the big picture. An hour of your time has to include everything that goes into that hour, plus a profit.
For example: You wages, your benefits (usually 35% to 50% of your wages per hour on straight time), Workman's comp insurances, Commercial liability insurance, the cost per mile of the vehicle you're driving (includes maintenance costs, gas, tires, normal ware and tare), The cost of the equipment on your truck that belongs to the company, a set cost for the company's facilities, utilities, property taxes, payroll taxes, inventory taxes, and so on. There is a lot to add to your salary per hours to be able to put you and your work truck on the road.
There's a couple of other things, too. For example, you, as an employee of the company will get paid for driving to and from a job site, even though for your employer, that's not chargeable time, unless your employer charges portal to portal. If the time is not charged, it's added to the hourly rate they charge for your services.
Did the company pay, or help pay for your training. Many companies do, and even continue to do so over the years. If they did that, it would be another cost added into the hourly rate.
I here people complain about the cost per hour of on site labor all the time. So many don't consider what it costs to put a trained man, with a vehicle, equipment and supplies into the field in today's economy. You can multiply that when you talk about medical personnel, facilities and equipment. The cost of one staffed and equipped emergency room easily goes into 7 figures, and the cost of operation per hour is easily into 4 figures.
