I got the call today

Well here's the update they prorated the remaining 2 months of my current policy and I ended up paying 15.38 for those 2 months and my renewal cost in January will be .......{insert drum roll here}.... $203 per year , but that doesn't cover adding "agreed upon value which will add another $198 per year based on the agreed value{ $5 per $1000 } which I will of course claim to be $39,500 { if you claim an amount greater than 40k you need to get an appraisal to back it up } which isn't even close to what I've pumped into this car but I would be hard pressed to find an appraiser to say it's worth more than 40k so it is what it is . With out the agreed upon value policy ICBC will call it a 1969 vehicle with no book value and write it off for some ridiculously low number .