Quarter panel removal?

personally, i would never take a quarter off just to inhibit that little bit of surface rust. there are plenty of rust encapsulator products that can be shot up in there. it looks to me that even if you did nothing with it, it would take another 20 years before it rusted through. i agree with rjsjea, neutralize it, and move on, you will save yourself a ton of basically unnecessary work. unless it really bothers you that much, then nothing we can say here will stop you from ripping the quarter off, but any good product you put on it will outlast the life you have with the car IMO...my $0.02