Dada Bing :-\" I just got off the phone with my insurance agent and she confirmed that my car is cover 100% of its appraised value. Now I have been with State Farm for over 20 yrs and with the same agent and she knows her stuff. She told me that it is stated in my policy which I did look at and sure enough it says total loss covered 100% of the appraised value. Like I said previously, Like a good Neighbor State Farm is There...:toothy8: