who knows how credit actually works ?

MommaCat said
Put it up, every 2-3 months or so, buy something like a tank of gas and pay it off when the bill comes. This will actually help your credit.

Just lock it back up after your once a quarter purchase!!!!

The Problem is its a dell computers account. Not a regular card so I would have to buy a new computer every 1/4. No thanks, LOL