Dan, I'm happy to hear they're making you whole on this one. I wouldn't think anyone would be entitled to more than they were out, however. I would move my money to another institution. You're right they were stealing & I wouldn't do business there any longer. But I'm not one to make a public outcry, I'm more of the take my money elswhere type.
In another post to this thread I alluded to the fact I was a a banker for over 36 years. Trust me the bank was not stealing from a customer. Somewhere along the way an employee decided that Dan was a good insurance prospect and obvisously decided to include insurance on his line credit/credit card without his knowledge or authorization. This employee has goals and targets, including one for insurance sales. They took advantage of the situstion and added insurance to an account that Dan did not authorize and got a good or better raise for this dishonest conduct. Banks do not condone this behaviour and fire people for a breach of conduct. That is what this is. The bank want's and will do right by Dan. Give them a chance. Things can be made right and by learning from mistakes they can put proper controls and training in place to avoid such issues in the future.
Dan deserves restitution and the TD Bank, given the chance will do right by him. It happens in most business, give them a chance,
As an American that has some experience with TD bank Canada (investment property in Port Carling and Toronto) I can say they have been thus far a great bank to do business with. In fact, comparing with several American banks they give better service and their reps seem much more customer service oriented and genuinely concerned about how they treat their clients. I'm sure they will make things right by you. Actually, All experiences with TD have been beyond my expectations.
As for various building departments, dept of MNR, getting hunting lisc, guns, taxes and the much outdated monopoly of the LCBO, well don't get me started...Lol I saw a fellow get a ticket for pretend fishing as he was practice casting with a plug off his dock. He didn't have his lisc on him. No hooks, no bait, just a plug. MNR said he was emulating fishing. Big ticket..... Note fellow Americans, they have a thing called the ride program in Ontario. .05 is the legal limit for blood alcohol and they pull you over at check points for no reason, even in the middel of the day. take a cab or public tranport as they have a great system that runs pretty much all over. Don't drink and drive. Some designated highways downtown have zero tolerance.
I truly enjoy time spent on Canada, great people who are so polite and bend over backwards for neighbors. So many good charitable organization, and everybody pitches in. Our fantastic cousins to the North (unless u live in Detroit as Ontario is South of you...) Love you guys and your economy that is still pretty robust. Well, ok, housing is cooling off a tad out West but not much. You folks are in a hell of a better shape that us in the US with our stupid banking system.
Ok, off my soap box. I love America and it will always be my home, but I may steal some hot Canadian women and bring them back and clone them. Yes, I found the special farm where they grow all those long legged dancers that know how to work to pole so well.... Going to clone them all.... Gonna be happy and rich!
