Timing belt damage - wow!

My wife and I just took our 02 VW Passat to the shop to have the timing belt, water pump, thermostat, and valve cover gaskets replaced. We've been pushing our luck because most people on another forum said to do the timing belt at 85k miles. We're at 98k and change. Can't take too many chances with interference engines.

We're having them do the water pump at the same time because that's the smart thing to do. Same with the thermostat. The valve cover gaskets are a new addition because I went to change out the plugs and wires a couple days ago, and when I pulled the old wires off the existing plugs I struck oil. I'm hoping its just a blown valve cover gasket. If its the cam seals I don't want to talk about it.