yes ins. is going to pay for every day out of work.......I just hope they don't try and say no way we are going to total it....do to the mount of work and work and parts that have to be had and not knowing if the cab is damaged or not...I put the radiator in it a few yrs back that was 1000.00 the air cooler I have looked up at 300.00 to 500.00, the hood I have seen for 2300.00 new and 2000.00 used, then comes the paint and the assembly, and a/c cond. about 100.00.....just hate it happen at this time of the year...