OK I've found 'im..I've found the internet moron

"I may still have" an old special floppy adapter card which at the time was very rare

"Back before" motherboards had native bios access, you had to set up the bios with a floppy. But these old (8088?) boards did not have bios which recognized HD 5.25" floppies--- or 3.5" floppies, so the motherboard could only run 360 Kb disks

So this adapter had it's own onboard bios to 'run' the 1.2 or even 1.44 mb floppies

Now for awhile I didn't KNOW this, and got into several arguments from people who told me "it's impossible to have a 1.2 floppy in an 8088"