I need an Wheel/Tire education..quick

Heres a little info in tire size...

The way to read the tire size as shown on the sidewall would, in your case, be as follows...

195= The width of the tread as measured in millimeters, or 195mm in your case
"R"= radial
"70"= the height of the sidewall in relation to the width of the tread, given in percentage. In your case, yours is 70% of 195mm
"14"= the width of the rim

The widest stock 14" rims available for the small bolt pattern, which I am assuming your car still has, would be 5.5". Generally speaking, the widest tire recommended for that width would be a 215mm, although I know there are many that have gone wider than that!!

Sounds like you're leaving some rubber on the table so to speak with a 195!! Geof