Thinking about trading

You are beating up a car for no other reason than basic transportation. Sell the Volvo C70.

Go buy a 10 year old Toyota Corolla for $4000 and use that for going back and forth to work. Stylin' and Profilin' in something you can't afford, just so you can rack up the miles on a work drive is stupid.

Isn't that how we all got in trouble a few years ago?

They aren't expensive. You can get one with a fair amount of options for $20k