How do we value our cars?

To the OP

I would like to hear a description of what happened you can leave out who was at fault if you would like. Just a description like "frame damage left front" or "crushed right door." Body shop estimate can be unbelievable. It was $900 to repaint the door on my wifes taurus for a door ding.

I could see it being close to that (although, I agree, $900 is a bit high).

For example, if the ding was in the middle of the rear door and blend room was limited (measure 18" forward and 18" rearward of the ding), you could be looking at:

R/I on the front door
R/I on the rear door
R/I rear bumper (or more likely, just dropping the corner of the bumper)
R/I tail light
R/I quarter glass, if it has it.

Depending on how the rear glass is set, it could lead to R/I of the back glass.

A ding in one door can easily lead to painting both doors, the quarter, and the roof rail all the way down the a pillar.

If you don't have any break between the roof and quarter, you need to run your clear over the roof and down the other quarter.

This could lead to removing the windshield.

This is especially true with tri-stage colors.

I know all of that is crazy but that's how it works.