Thinking of buying a 2013 Chrysler 200.. opinions?

We have mtg payments so we do not want anymore payments. My wife currently has a 2004 sebring vert and she drove the 200 with retractable roof and she loved it and wants one so we have decided to save and trade her car in on 2 year old car with warranty still on it and hopefully save close to 50% off new price and pay cash difference or finance a small amount and have a low payment.I will never buy new again and lose a crap load driving off the lot and be stuck with longterm payments.Let someone else lose all that money and buy a 1 or 2 year old car. just my opinion.