What kind of insurance coverage does everyone have?

i have state farm.. stated value of the car.. 170 a year for one and about 95 a year for the other car.. keep in mind that we have a total of 5 cars… all with collision and comprehensive, I am in my 50's i have had state farm for 30 years never an issue with anything.. even paid for towing when I broke down on the way home from chryslers at carlise