What kind of insurance coverage does everyone have?

American Family. I have my regular cars insured with them also, so I'm not sure what effect that has. I pay only $125 per year for full coverage including towing, stated value is $13,500 on my 1965 Barracuda Formula S. I have had the car brought home twice on a flat-bed due to mechanical problems, and have had no trouble getting reimbursed for those charges.