One of the main reasons I prefer State Farm over the others is that State Farm requires the use of OEM or insurance quality used parts over after-market garbage.
That's part of the settlement on a class action lawsuit from about ten years ago. They would only pay for LQK parts and wouldn't flip the bill for OE. Even when the estimate was being written for OE only parts that weren't available LQK they would only agree to good used salvage and not new. When the customers started taking a hit on resale and trade-in value, it went to court.
I was right in the middle of my career in pulling frames when this shook down.
