Anyone recently Apply for a Home Mortgage?

If so, what kind of charges are being applied (closing costs) by the lender. I am applying through Wells Fargo and so far they will not provide an estimate of settlement charges. This makes me wonder. I'm concerned about getting blindsided after being deep into the game.

Anyone who recently went through this process , please pass on any information/advice or comments, good, bad or ugly.

Thank you,

Russ