I haven't borrowed any real estate money in a long time but when I did I found my local bank was able to get me the best bottom line deal. We are in an abstract state, all I have ever paid is to have the attorney opinion, survey (if needed), wrap up fee for the abstract after the loan was recorded ($25.00) and loan documentation fees of under $150.00 maximum. The payment was always less for the same mortgage length because I wasn't paying interest on fees.
