It depends on wether you are purchasing a new home, or refinancing your current home. And Don't give any money to Wells until an estimate of closing costs is provided before hand. The Gov't doesn't allow a lender to provide one to you for a specific property, directly, as they think the realtor should do it. But, they do have to provide a complete list of all charges, just not one for a particular property. You can thank the Dodd-Frank Bill for that one. Conventional has different fees than FHA,or VA. A cash out refi is also limited to 90% of value. So more Information here would be helpful. I have sold real Estate since 1993, and have stayed up to speed regarding all the different forms of Financing,With over 700 transactions since 1993. Feel free to post here,or PM me.
