"I was a moron" or "I don't need a seat belt"

He had safety equipment installed that he didn't use.

So, given your example, Lets say he had been on a dirt bike and said that he didn't need his helmet, and was killed as a result of a crash and head injury. I mean, many dirt bikers have been killed with a helmet on too, right?

Yes I would feel the same. I would still think he was a dumb ***.

Seat belts and other safety equipment prevent far, far more injuries and deaths than ignoring the use of such items.

And.... Every time we have a thread like this, we have "that one guy" that tries to make the argument or point you are trying to make. I will never understand your way of thinking.

If you have the safety equipment, use it.
Did the guy die BECAUSE he didn't have a seat belt on???? Maybe he drowned? Maybe impaled by something? Heart attack? Maybe it was the lack of a seatbelt that killed him. Only the coroner knows for sure. Maybe you are "that one guy" who is jumping to a conclusion??