"I was a moron" or "I don't need a seat belt"

No. I have not. There are no airbags in classic Mopars. Now, if I were to remove/ disable the airbags that are in the hated 95 Olds, then THAT would be "not using" equipment that "was available"

But even then, I WOULD be (as always) using the lap/ shoulder belts in the car.

Please stop

Ummm...... not buying a car that has the safest equipment is no excuse. It is available to you, and you have made the choice not to take advantage of it. Not owning it does not make you exempt. I could say you were too dumb, or moron, for not investing in the right safety equipment. Twist the words so the deceased is dumb, a moron, or whatever, but your in the same boat unless you are 100 % compliant in your own life, which I doubt. I just think its terrible to call a deceased guy you don't even know (or an accident you have no facts on) names when I could find 100 times in the last month when your choices could have been fatal.....