Yep, and being that Social Security is involved they will just gobble up whatever is necessary...We are looking at a potential 40k tax bill in the not too distant future....have spoken to one of those "tax relief" companies...they told me that more times than not the IRS will not even negotiate with the tax payer....if the tax payer has any "disposable income"....the logic is why take a small percentage up front when they can get it all....by leaving the tax payer damn near penniless while they are raping them....
Sorry to read of your troubles Rob....