Why I've been snappy lately...

Sorry Rob, have sorta been in the same boat and ended up losing my home.
I had it listed with a realtor and the mortgage company agreed that they would hold off for a year as long as it was listed. Even with a short sale list and on the market for 2 years it didn't sell and the bank took it.
It was the perfect bachelor's pad. The garage was 28 x 30 insulated and walled with a wood burning heater and vent fan in the window. The home was remodeled when I bought it with new carpet, paint, lenoleum, water boiler for the baseboard heat, etc. I bought all new appliances as well. Was a 2bdrm 1.5bth on a 80x120 lot near 2 schools.
I listed it for $50,000. Problem was, it was in a town of 5700ppl with 250 homes for sale!!! Central Illinois economy sucks!! It was foreclosed on in 2006. The year before that my 2003 Hemi Quadcab 4x4 Ram was repoed.

I didn't have a family then, so I can't imagine the sickening feeling on top of the stress you and your wife must be feeling. But, like after my situation things have gotten better. I'm sure and hope the same for you.