Why I've been snappy lately...

I don't know you but I will say that I'm sorry to hear of good people going through rough times. The last 3yrs have been total choas for me. I won't go into big details but this will sum it up quick....a divorce less then a year after my son was born, 6 deaths in 7 months starting with the woman I was seeing committing suicide and ending with my little brother, irs problems, real slow/low income, almost lost my house, and on and on.

At times it was bleak. Top roman and hot dogs for breakfast...yuck. I could on and on but I won't. I have learned a few things and I'll give some advice. Take them for what their worth...

Keep your head up and positive thoughts
Someone always has it worst then you
It to shall pass
Do NOT be ashamed to ask for help...people like to help
The IRS interest compounds daily....pay them asap!
You will recover faster from a chapter 7 then a foreclose
You will be amazed at the stuff you can live without.... I haven't had TV for 3yrs

There is some good advice here. Take from it and learn. Good luck and you are in my prayers