Insurance of shop and tools.

inkjunkie said
My agent said pictures will suffice for tools. Parts...not covered by home owners. Neither are cars in any way. I'm sure a certain someone is going to drop by and say how wrong I am...to this I will ask them if they would like my agents number?

Message from "Certain Someone":
Perhaps you missed this portion of my post. I'll re*post it for your convenience.

Frankie said
For example, MANY home owner's insurance policies will not cover the collect car cost of our cars, but only it's value as a "used car". You're $15,000 Dart might only be worth $750.00 to the insurance company if they do not have a record of it and you do not have Collector Car Coverage.
Some home owner's policies will not cover a classic or collector car, at all!

Interestingly enough, many home owner's policies will cover RV's though.

Love ya. Mean it.