Whoa There Almost Homeless Guy

I am not sure that a credit card is a good idea personally.

When I was in my early college days, I was at the university orientation and I look over and there were a few banks with little tents set up signing people up and giving out candy and trinkets.

Well, this was a few years back when the credit limits used to be a lot higher and I was able to get a card without needing my parents to co-sign because I was legal to work at the school for work study which I was and I was in a Bachelors program.

So I felt so grown up with a credit card and I charged my books and a lot of school expenses so I didn't have to burden my parents who were willing to for it all anyway, and they were curious why I wasn't asking them for money but they were trying not to get in my business because I was an adult now ......right.....yea hardly :???:

Well ....like usual ....it snowballed and with the interest ...it wasn't long that I realized I was in trouble with this card and I had to get parents involved and fess up to what I did.

So my point is that its easy to get in trouble with credit cards and some people who do get in trouble are not in trouble because they are irresponsible or don't intend to pay but its easy to snowball and get out of hand .....even the hand the of the responsible person.

PS: I paid it off finally. :???: