That sounds like my wife. She has no "passion" for anything except the grandkids. Not trying to justify my actions, well, maybe I am, but the only disagreements we have are about money. If it was up to her, we'd be broke all the time, hence the separate accounts and the "not knowing" what I have. At my advancing years, our financial state is always on the forefront of my thoughts. Most especially retirement and "emergency savings". I have a set amount deposited in my personal savings account out of every check as well as contributions to my 401K plan. I never spend more than 50% of that savings account at a time on my personal desires so if I want to spend $1000 there has to be $2000 is savings. Our most recent argument revolves around my car. Transmission crapped out Friday so now looking at dropping a grand. She wants me to scrap "that piece of junk" and buy a used Honda or Toyota". Wants to know where I'm going to get the money for the transmission. When I tell her I have it covered in my savings she immediately starts looking for a new dining room set while just that morning she told she had a personal debt, $130, that was going to be put into collections. Last week she spent $190 on a tattoo to cover up a bad she had gotten 3 years ago. She has no thought toward finances or future expenses or savings goals. If I didn't plan and hoard we'd be destitute...but we'd have nice stuff!