Anybody deal with member "Ronni"

I don't know what kind of protection you get from PayPal (and I did over $22k through them last year).
I bought a die-cast Ford Thunderbolt through eBay/PayPal for $100. Never received item. Filed a claim
through PayPal and after investigating they said that the scofflaw didn't have enough money in his
account to get me a refund so I was S.O.L.

I'm out the $100.00 and that was the end of the story.