? about raising or lowering your credit score
Never mind opinion - read these from the industry:
There's a tab on this one that specifically addresses closing credit cards (starts with Rumor):
http://www.experian.com/credit-advice/topic-what-affects-credit.html
#10 on this list as well:
http://www.wisebread.com/10-surprising-ways-to-negatively-affect-your-credit-score
These two are more generic:
http://www.myfico.com/crediteducation/whatsinyourscore.aspx
https://www.wellsfargo.com/financia...challenges/repair-credit/affect-credit-score/
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