How screwed am I?

I have to disagree with the 'you don't have a title you aren't owner crap' title is defined as ownership of property, what this is over is the 'certificate of title' which, the OP has, but is worried it isn't filled in correctly. Like I said on page one, go down to the local used car dealer and ask what legal way they would go to get it fixed. They know the area, the liscence branch and what openings you have to get things done.

It may be as simple as a single piece of paper you need to file a correction.