absolutely, no questions asked...

and because most people don't seem to think that way anymore, I have a policy in place with certain people
if they ask me to borrow a certain tool (lets say a skill saw) I will run over to the Walmart and buy the cheapest on they have and GIVE it too them, because I have learned that in the end, that is cheaper than letting them borrow my good tools

NO, you can say NO, that is the cheapest way out!