absolutely, no questions asked...

Everyone gets one.

That is, everyone gets one chance when it comes to borrowing. If it's not brought back in the same or better condition. Then you don't get to borrow anything else. Of course there are exceptions (accidents do happen). But if something happens, I except to hear about it and for you to take care of whatever happened. It shouldn't be my responsibility or stress me out. Even that said though. Some items I won't let someone borrow unless I know they know how to use it. Or I supervise them use it.

For example. I was recently borrowing my buddies garage for some work on the scamp. Not only did I buy him some tools he needed (basic stuff nothing crazy). I also stocked his garage with rags and floor clean. And sorted/cleaned all the tools. I'm going back today to finish cleaning the floor. The garage will look better then it did when I started borrowing it. And he gets some garage stuff he needed.