What u folks think of these new Dodge trucks? Not sure what to think...

Just for fun a couple of weeks ago I Googled the largest Ram dealer in the East and it was Davis dealership I believe in the Chicago area . They had 386 Rams in stock . Wow ! Anyway, their pricing started at $54,000 all done . How can anyone who works for a living afford this . I'm no math genius but the monthly payments plus insurance plus maintainence has to be about $800.00 per month . I'm thinking anyone could restore a 1995-2000 truck 100% and be out ahead . ??????