Paying With PayPal And Asking For No Fee's

Like I said up top if the money is in your PayPal account there is no fee to either party, now back to family and friends. I have been on this site since 2009, almost 8 years, I have been a GOLD member for the last 4 or 5 years or so give or take a year. I have bought a lot of parts over that time. I have dealt with many different members on this site, one for instance is Tony "whitepunk" I have never heard him complain about me paying him with the friends set up and I have never had a problem with him, why because he is on here all the time selling parts that we need. Have any of you members ever been stiffed or had your money stolen by a GOLD member and if so without any names are they still on this site and better yet are they still a GOLD member? I guess if I buy something from you and I want to pay with the friends set up that should be entirely up to me, and if I want to sell something and ask for payment with no fee's then that should be entirely up to you.
Bob
I believe Justin Figgat was briefly a gold member.