True definition of "Godsend"
Several months ago, we bought a new homeowner's insurance policy for our house. A buddy of mine has his own agency, and gave us a pretty good deal. Fast forward a month, and we get a letter from said insurance company saying that our roof doesn't meet their standards. The back half of our house is a low slope roof, and therefore doesn't use traditional shingles. It instead had a rolled asphalt surface, and it was peeling up. It looked like hell, and it leaked to boot. According to the letter, they were going to cancel our policy unless we had the back half of the roof replaced. We did the usual mad dash of estimates, and it seemed like each one was pricier than the last. We really didn't know what we were going to do, cause we couldn't afford any of them. I had actually talked to my sister about a loan, but I really didn't want to go that route.
Then, I get ANOTHER letter in the mail. This one is from the city we live in. It says that we have been drawn in a raffle for a home renovation project, and that the city was going to replace our roof for us! I had completely forgotten that I had entered this raffle over a year previously. As long as we met certain criteria, they would cover the complete cost of replacing our roof. The coordinator of the program even spoke to our insurance company, and got them to issue a modified policy that covered everything except any losses associated with the crappy roof.
Anyway, to make a long story short, we got our roof this past weekend, and I have to admit it looks great! We went with blue shingles, just because they're not common. The contractor also put a rubber roof on the low slope part in the back. Talk about a HUGE load off our shoulders! Getting that letter from the city so we can get our roof replaced, keep our insurance, and stop the leaks EXACTLY WHEN WE NEEDED IT was an absolute MIRACLE! You can't tell me someone isn't upstairs watching over us all! My buddy the insurance agent is supposed to be back out this week sometime to take some photos and get our full policy reinstated. Now we should qualify for some nice discounts, too!
This is the old roof, taken from the back. You can see how the rolled roof was peeling up.
Another shot of the back.
Finished roof!
I was concerned about all the ripples and waves in the rubber roof surface, but the contractor told me that those will disappear once the sun has warmed the roof up enough.
New roof from the front of the house. Sorry about the lighting conditions.
Several months ago, we bought a new homeowner's insurance policy for our house. A buddy of mine has his own agency, and gave us a pretty good deal. Fast forward a month, and we get a letter from said insurance company saying that our roof doesn't meet their standards. The back half of our house is a low slope roof, and therefore doesn't use traditional shingles. It instead had a rolled asphalt surface, and it was peeling up. It looked like hell, and it leaked to boot. According to the letter, they were going to cancel our policy unless we had the back half of the roof replaced. We did the usual mad dash of estimates, and it seemed like each one was pricier than the last. We really didn't know what we were going to do, cause we couldn't afford any of them. I had actually talked to my sister about a loan, but I really didn't want to go that route.
Then, I get ANOTHER letter in the mail. This one is from the city we live in. It says that we have been drawn in a raffle for a home renovation project, and that the city was going to replace our roof for us! I had completely forgotten that I had entered this raffle over a year previously. As long as we met certain criteria, they would cover the complete cost of replacing our roof. The coordinator of the program even spoke to our insurance company, and got them to issue a modified policy that covered everything except any losses associated with the crappy roof.
Anyway, to make a long story short, we got our roof this past weekend, and I have to admit it looks great! We went with blue shingles, just because they're not common. The contractor also put a rubber roof on the low slope part in the back. Talk about a HUGE load off our shoulders! Getting that letter from the city so we can get our roof replaced, keep our insurance, and stop the leaks EXACTLY WHEN WE NEEDED IT was an absolute MIRACLE! You can't tell me someone isn't upstairs watching over us all! My buddy the insurance agent is supposed to be back out this week sometime to take some photos and get our full policy reinstated. Now we should qualify for some nice discounts, too!
This is the old roof, taken from the back. You can see how the rolled roof was peeling up.
Another shot of the back.
Finished roof!
I was concerned about all the ripples and waves in the rubber roof surface, but the contractor told me that those will disappear once the sun has warmed the roof up enough.
New roof from the front of the house. Sorry about the lighting conditions.
